Savings Review 2020-2021

One of the most important aspects of achieving financial independence is maximising your savings through minimising your expenses and where possible, maximising your income. The saving rate is the percentage of income saved after expenses have been accounted for. Many financial independence calculators rather simplistically use the savings rate as a key metric to identify … More Savings Review 2020-2021


The passionate amongst us are the fortunate ones. They derive their purpose from a significant goal that consumes their waking and sleeping hours. The passionate are driven by something primal, something outside the present moment that speaks to a calling, a divine right to life. I speak not of the anarchy of reckless passion found … More Passion